Credebtable is built on one principle: a report is only as good as the identity behind it and the evidence supporting it. Here's how the platform works.
Sign up yourself — no admin needed. Individuals provide ID; businesses provide legal documentation. We verify before activating your account.
Submit an unpaid debt or bounced check with proof, or run a search on a person or company.
An analyst checks the veracity of each submission and advances it through clear, visible statuses.
Get a clear risk category, then optionally monitor a debtor for ongoing changes with automatic refreshes.
Verified identity is what makes a debt report defensible instead of "he said, she said." That's why verification is built into sign-up.
When you submit a debt it starts as a draft. Our team investigates, and you see exactly where it stands — no black box.
You submit the debt and evidence. It enters our queue for review.
An analyst investigates the claim and may request more information.
Verified records become searchable according to the rules.
Mark it partially paid, paid, settled or resolved — risk recalculates.
A deliberately simple experience for landlords and private lenders.
Everything individuals get, plus team controls.
Yes. Initiating a search is a metered action, and a manual refresh of a debtor's information counts as the equivalent of a search. If you subscribe to monitoring, refreshes for that debtor happen automatically and are covered by your plan.
Every reporting user is identity-verified, every report requires supporting documents, and an analyst reviews each submission before it becomes searchable. A clear dispute process lets reported parties respond.
They can submit a dispute with supporting documents. Disputed records are clearly labeled, and our team reviews the dispute before any change to the record's status.
No. Credebtable is an alternative debt-reporting and lookup service. Risk categories are informational and should be one input among several. The platform is operated subject to applicable local law and legal review.
Create an account and we'll walk you through reporting, searching and monitoring.